Which valuation types are available as an AI assessment?

Basic, Desktop and SMSF reports are available as an AI assessment. Certified and Estate valuations are always prepared by a registered human valuer because they require a physical inspection and/or must be admissible for lending, court, or legal purposes.

Which valuation do I need?

Choose Basic for a fast independent figure for personal decisions; Desktop for CGT, stamp duty, refinance preparation or pre-sale pricing; SMSF for your annual super fund return or audit; Certified for mortgage or lending security; and Estate for probate, deceased estate, or family law matters.

Which valuation do you need?

Property valuation types, explained.

Q: What is the difference between a valuation and an AI assessment?

A valuation is prepared and signed by a qualified, registered valuer (API or AVI) who takes professional responsibility for the figure and carries professional indemnity insurance. It is required wherever a report must be accepted by a lender, the ATO, a court, or a tribunal. An AI assessment is generated in minutes by hovr's AI engine from licensed property data and recent comparable sales — independent and evidence-based, ideal when you need an objective market figure quickly and a valuer's signature is not legally required. If the AI's confidence falls below hovr's threshold, a registered valuer reviews and completes the report.

hovr offers five report types — each suited to a different purpose, from a quick market figure to a court-admissible estate valuation. Here's what each one is best for, and how a registered-valuer Valuation differs from an AI Assessment.

Compare all types ↓

Every kind of property

We value more than just houses

hovr's registered valuers cover residential, commercial, industrial, rural and specialist property right across Australia — as well as the less common assets that many valuers won't touch.

Residential

Houses, apartments & strata units, townhouses, villas and duplexes.

Commercial

Retail shops, offices, hotels & motels, service stations and boarding houses.

Industrial

Warehouses, factories and industrial units — including high-clearance and leased premises.

Rural & Agricultural

Farms, grazing and dryland cropping properties, and lifestyle acreage.

Specialist & Community

Medical and healthcare, child care centres and aged care facilities.

Other property types

Car spaces & parking, serviced apartments, vacant land and more.

Not sure if we cover your property? Get in touch — if it has a value, we can most likely assess it.

First, the key distinction

Valuation vs AI Assessment

Most hovr report types can be delivered two ways. Understanding the difference is the fastest way to choose the right one.

Valuation (registered valuer)

Prepared and signed by a qualified, registered valuer (API or AVI) who takes professional responsibility for the figure and carries professional indemnity insurance.

Required for lending, the ATO, courts and tribunals
Carries the valuer's name, registration and PI insurance details
Certified and Estate reports are always valuations
May include a physical site inspection

AI Assessment (automated)

Generated in minutes by hovr's AI engine from licensed property data and recent comparable sales — independent and evidence-based, with no agent incentive to inflate.

Best when you need an objective market figure fast
Available for Basic, Desktop and SMSF reports
ATO accepts objective AI-based evidence for SMSF purposes
Falls back to a registered valuer if AI confidence is low

In short: an AI Assessment gives you a fast, objective market figure; a Valuation gives you a registered valuer's signed opinion that stands up for lending, tax, and legal purposes. Learn more about AI assessments →

The five report types

What each valuation is best for

$20

Basic Valuation

AI-generated, valuer-reviewed

A fast, independent market figure for personal decisions, a pre-sale gut-check, or tracking an investment. Same-day delivery, short report, no inspection.

Not for lending, SMSF, or legal use.

$189

Desktop Valuation

AI assessment or valuer-prepared

CGT, stamp / transfer duty, refinance preparation and pre-sale pricing. A full written report with comparable sales evidence — no physical inspection required.

$185

SMSF Valuation

AI assessment or valuer-prepared

Self-managed super fund annual returns and audits. ATO-compliant under SISR Regulation 8.02B, with comparable sales, a rental assessment, and a compliance statement for your auditor.

$550

Certified Valuation

Registered valuer only

Mortgage and lending security, or any formal purpose that needs an inspected, valuer-signed report accepted by banks and financial institutions. Includes a physical site inspection.

From $995

Estate Valuation

Registered valuer only

Deceased estate, probate, and family law / divorce settlements — including retrospective date-of-death valuations. Court-admissible and signed by a registered valuer.

Side by side

Compare valuation types

	Basic	Desktop	SMSF	Certified	Estate
Market value figure	✓	✓	✓	✓	✓
Full written report	✓	✓	✓	✓	✓
Comparable sales included	—	✓	✓	✓	✓
Rental appraisal *	—	✓	✓	✓	✓
Available as AI assessment	✓	✓	✓	—	—
Physical site inspection	—	—	—	✓	✓
SISR Reg 8.02B statement	—	—	✓	—	—
Court / lender admissible	—	—	—	✓	✓
Starting price	$20	$189	$185	$550	From $995

* Rental appraisal is included with every valuation type except Basic when a rental income is provided at the time of ordering.

Not sure? Contact us and we'll point you to the right product.

Found the right report?

Order online in minutes. Choose an AI assessment for speed, or a registered-valuer valuation where it counts.

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