Desktop Property Valuation

Desktop Property Valuation — Full Report, No Inspection Required.

Choose a Desktop Report, prepared and signed by a qualified valuer, or a Desktop Assessment, generated by AI — both include comparable sales evidence and a methodology statement. No site visit. Fast turnaround.

✓ Comparable sales included ✓ Report: same day — Assessment: under 20 minutes ✓ CGT & retrospective date valuations
Order Now — Assessment from $95 Sample Report How to Order

How it works

1

Identify Property

Enter the address. Our system syncs with official land records and validates the map location in real-time to ensure 100% accuracy.

2

Set Purpose & Date

Select CGT or Stamp Duty and enter the valuation date (current or retrospective). This ensures all legal compliance declarations are included.

3

Secure Delivery

Pay securely via Stripe and receive your tax-compliant PDF report via email, usually within 24 hours.

Starting price

⚡ AI Desktop Assessment
Automated — ready in minutes
from $95
👤 Qualified Desktop Report
Prepared & signed by a registered valuer
from $189
Order Now
Report or AI Assessment Reports Signed by Qualified Valuers Comparable Sales Evidence Report Next Day — Assessment in Minutes Independent & Arms-Length
See what you'll receive View a real desktop valuation report before you order.

What you get

More than a number —
a defensible report.

The Desktop Report is hovr's most popular general-purpose product. Unlike the basic valuation (which delivers a single figure), it includes a full written report with comparable sales, methodology, and a signed valuer statement — suitable for lenders, insurers, investors, and professional advisers. Our Desktop Assessment covers the same ground using AI instead of a valuer, for a faster, lower-cost estimate.

What the Desktop Report contains

  • Property identification and description
  • Market commentary and local conditions
  • 3–5 comparable sales with analysis
  • Valuation methodology statement
  • Assessed market value
  • Valuation at a nominated historical date (on request)
  • Registered valuer name and signature

The Desktop Assessment includes the same market value, comparable sales and methodology statement, generated by AI — without the registered valuer signature.

Not suitable for court or SMSF audit?

For SMSF annual returns, use the SMSF Valuation (from $185). For court or legal matters, use the Estate Valuation. For mortgage purposes, the Certified Valuation is the right product.

Pre-sale preparation

Know your property's market position before engaging an agent. Base your price expectations on evidence, not appraisals.

Refinancing & equity

Understand your current LVR and equity position before approaching your lender or broker for a refinance.

Portfolio management

Regularly track the value of investment properties with a full report — not just a number.

Pre-purchase assessment

An independent view of a property's value before you make an offer, based on what comparable properties have actually sold for.

Commercial property

Desktop valuations are available for commercial, retail, and light industrial properties as well as residential.

Insurance & disputes

A written, evidence-based report can support insurance declarations, strata disputes, or general property matters.

Capital Gains Tax (CGT)

Establish a documented market value at the CGT event date — whether a change of use, deceased estate, or property disposal. Essential under the Government's CPI indexation rules (effective 1 July 2025) to accurately determine your cost base.

Retrospective date valuations

A valuation assessed at a specific past date — for historical transactions, estate administration, disputes, or any situation where the market value at a precise point in time is required.

Capital Gains Tax & Retrospective Valuations

Know your cost base.
The CGT rules have changed.

Australian CGT reform — now law

The Australian Government has replaced the blanket 50% CGT discount with a CPI indexation method for investment properties, effective 1 July 2025 for second and subsequent investment properties. Under the new rules, only the real gain above inflation is taxable — making your documented cost base at acquisition (or at a change-of-use date) critical to minimising your CGT liability. A formal, dated valuation report is the most defensible evidence of your cost base should the ATO or your accountant need it.

How CPI indexation works

Under the proposed method, your cost base is multiplied by the change in the Consumer Price Index (CPI) between the quarter you acquired the property and the quarter you sold it. The taxable gain is then: sale price − indexed cost base.

A higher documented cost base at the relevant date means a lower taxable gain. A valuation report prepared at the time of acquisition, inheritance, or change of use locks in that cost base with authority.

When a historical date valuation is needed

Need a valuation at a specific past date?

hovr Desktop Valuations can be prepared with a nominated effective date — past or present. Specify your required date when placing your order, and our valuers will assess the property as it stood at that point in time using historical sales data and market records.

Order a Dated Valuation How to Order

This information is general in nature. CGT rules are complex and individual circumstances vary. Consult your accountant or tax adviser for advice specific to your situation. For valuations required in legal proceedings or by court order, the Estate Valuation product may be more appropriate.

Statutory Valuation Compliance

Whether for Capital Gains Tax (CGT) or NSW Stamp Duty, a generic estimate is not enough. Revenue authorities require a formal "Professional Valuation" that adheres to strict evidentiary standards.

Solicitors & stamp duty — see the step-by-step ordering guide
  • Revenue NSW Ready: Our Desktop Report meets transfer duty requirements for related-party transfers.
  • ATO Compliant: Our Desktop Report is suitable for CGT cost-base establishment and retrospective dates.
  • Qualified Valuers: The Desktop Report is signed by a registered valuer, not a real estate agent.

What's inside your Desktop Report?

Retrospective Dating: We can value properties as at a past date (e.g., the date of inheritance or initial purchase).

Market Evidence: Minimum of 3 tabulated comparable sales with full mapping and analysis.

Independence Statement: Crucial for Stamp Duty where arms-length transactions must be proven.

Professional Indemnity: Fully insured reports acceptable for legal and tax working papers.

How We Compare

Desktop Report & Assessment vs. the alternatives

Why hovr is the smart choice for CGT, stamp duty, and professional property decisions.

Feature hovr Assessment (AI) hovr Report (Valuer) Traditional Valuer Real Estate Appraisal
Price From $95 From $189 $400 – $900 Free / Low cost
Turnaround Minutes Next day 3 – 5 days 1 – 2 days
Full Written Report Yes Yes Yes No
ATO CGT Compliant Supporting evidence Yes Yes No — not ATO evidence
Revenue NSW Stamp Duty (S.272) No Yes Yes No — not accepted
Prepared By AI, data-driven Qualified Valuer Registered Unqualified agent
Comparable Sales Evidence Yes (3–5 comparables) Yes (3–5 comparables) Yes Informal at best
Physical Inspection Required No No Yes Sometimes
Retrospective Dates No Yes Yes (higher cost) No

Pricing is indicative. Traditional valuer fees vary by location and complexity. All prices exclude GST where applicable.

What clients say

Trusted by investors & homeowners

“

Ordered a desktop valuation before listing my investment property. The comparable sales gave me confidence to push the price higher — and it sold at the upper end.

Property Investor

Melbourne

“

My broker needed a written report for a refinance application. hovr had it to me next day, my broker was happy, done.

Homeowner

Sydney

“

I manage 12 properties and use hovr for annual valuations across the portfolio. The quality and turnaround time is consistent every time.

Property Manager

Brisbane

Replace with your real testimonials as you collect them.

Common Questions

Quick answers

Many lenders will accept a Desktop Report for refinancing and equity release, however acceptance depends on the lender, loan amount, and LVR — check with your broker first. The Desktop Assessment (AI) is generally not accepted by lenders in place of a valuer-signed report; if your lender specifically requires a "full" or "kerbside" valuation, the Certified Valuation is the right product.

Yes — the basic valuation delivers a single market value figure with no written report. Our Desktop Report includes a full professional report: comparable sales analysis, methodology statement, market commentary, and a signed registered valuer certification. Our Desktop Assessment (AI) gives a faster, lower-cost market value estimate with comparable sales, without the signed valuer certification.

No. Both the Desktop Report and Desktop Assessment are conducted entirely from the office using market data, comparable sales, listing history, and property records. This keeps the cost down and the turnaround fast. If a physical inspection is required (e.g. for court or lending purposes), the Certified or Estate Valuation is appropriate.

Not quite — the SMSF Valuation (from $185) is specifically designed for that purpose. It adds a rental income assessment and an explicit SISR Regulation 8.02B compliance statement that your SMSF auditor requires. Neither the Desktop Report nor the Desktop Assessment includes those elements.

Both reflect market conditions at the date of assessment. For most purposes, a Desktop Report or Assessment is considered current for 90 days. After that, a new one is recommended if material market changes have occurred.

Yes. A Desktop Report can be used to document your cost base at the relevant CGT event date — for example, when you first rented out your home, when you inherited a property, or at the time of acquisition if original records are incomplete. Under the CPI indexation method now in force (replacing the 50% discount for second and subsequent investment properties from 1 July 2025), the higher your documented cost base, the lower your taxable gain. A formally dated valuation report is the most defensible evidence. Note: this information is general in nature — consult your accountant for advice specific to your situation.

Yes. Specify your required effective date when placing your order (in the notes field at checkout). For a Desktop Report, our valuers will assess the property using historical comparable sales and market data for that period. Retrospective dates are commonly ordered for property inheritance, change-of-use events, estate administration, and CGT cost-base determination. The report will clearly state the nominated date of valuation.

A Desktop Report is a full written valuation report prepared by a registered valuer without a physical site inspection, using market data, comparable sales, satellite imagery, council records, and listing history. Our Desktop Assessment uses the same data sources but is generated by AI rather than a valuer, at a lower cost. Both are faster and more affordable than a full Certified Valuation, and suit CGT, refinancing, equity release, pre-sale planning, and most general purposes where a lender-grade physical inspection is not specifically required.

For standard residential properties in well-transacted areas, both are highly accurate — the underlying methodology is the same as a full inspection; only the inspection step is removed. The main limitation for either is that internal condition or features not captured in listings or council records can't be directly observed. For unique, complex, or poorly-documented properties — or where a lender specifically requires a physical inspection — a Certified Valuation is more appropriate.

Yes. If your bank's valuation has come in lower than expected — reducing your loan amount, triggering LMI, or blocking a refinance — an independent Desktop Report provides a second, evidence-based opinion from an unaffiliated registered valuer. Your mortgage broker can submit it as supporting evidence to your lender. In some cases, lenders will accept it; in others, it gives you a factual basis to negotiate the purchase price with the vendor. See our guide: What to do when your bank's valuation comes in low →

Ready to order?

Desktop Property Valuation Report or AI Assessment.
AI from $95 — Report from $189.

Independent and evidence-based either way. Choose a Desktop Report, signed by a qualified valuer, or a Desktop Assessment from AI.

Order a Desktop Report or Assessment

  • Full written PDF report
  • 3–5 comparable sales with analysis
  • Qualified valuer signature (Report only)
  • Methodology statement
  • Assessment in minutes, Report next day
Order Now — Assessment from $95 Download Sample Report First How to order — step-by-step guide
Terms & Conditions
  • hovr acts as an agent connecting clients requiring valuations with valuers operating in the area where the property is located.
  • All valuers on our platform are qualified and must maintain current registration with either the Australian Property Institute (API) or the Australian Valuers Institute (AVI). Governance and independence are key to a fair market.
  • The Desktop Assessment is generated by AI and is not signed or reviewed by a valuer. Where a valuer-signed report is required, choose the Desktop Report option.
  • All information provided by hovr is intended to be general in nature and does not constitute personal financial product advice. Before acting on any information, seek independent financial advice.
  • Full terms and conditions are available via the links in the footer.

Desktop Report / Assessment

Assessment from $95 — minutes

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