Desktop Property Valuation

Desktop Property Valuation — Full Report, No Inspection Required.

Choose a Desktop Report, prepared and signed by a qualified valuer, or a Desktop Assessment, generated by AI — both include comparable sales evidence and a methodology statement. No site visit. Fast turnaround.

✓ Comparable sales included ✓ Certified Property Valuers ✓ Report: same day — Assessment: under 20 minutes ✓ Retrospective date valuations
Order Now — Assessment from $85 How to Order
Sample reports: Residential Commercial Industrial

How it works

1

Identify Property

Enter the address. Our system syncs with official land records and validates the map location in real-time to ensure 100% accuracy.

2

Set Purpose & Date

Tell us what the valuation is for and the date of valuation — current or past. The report's compliance statement is matched to that purpose.

3

Secure Delivery

Pay securely via Stripe and receive your signed PDF report by email, usually within 24 hours.

Starting price

⚡ AI Desktop Assessment
Automated — ready in minutes
from $85
👤 Qualified Desktop Report
Prepared & signed by a registered valuer
from $185
Order Now
Report or AI Assessment Reports Signed by Certified Property Valuers Comparable Sales Evidence Report Next Day — Assessment in Minutes Independent & Arms-Length
See what you'll receive View a real desktop valuation report before you order.

What you get

More than a number —
a defensible report.

The Desktop Report is hovr's most popular general-purpose product. Unlike the Basic AI Assessment (an AI estimate in a short report), it includes a full written report with comparable sales, methodology, and a signed valuer statement — suitable for lenders, insurers, investors, and professional advisers. Our Desktop Assessment covers the same ground using AI instead of a valuer, for a faster, lower-cost estimate. It suits mainstream residential, commercial and industrial property; high-value or unique property is better served by an inspected Full Valuation.

What the Desktop Report contains

  • Property identification and description
  • Market commentary and local conditions
  • 3–5 comparable sales with analysis
  • Valuation methodology statement
  • Assessed market value
  • Valuation at a nominated historical date (on request)
  • Registered valuer name and signature

The Desktop Assessment includes the same market value, comparable sales and methodology statement, generated by AI — without the registered valuer signature.

Not for SMSF annual returns

Your SMSF auditor needs the SMSF Valuation (from $185), which adds the SISR Regulation 8.02B statement and a rental income assessment. Where an inspection is needed — high-value or unique property, or a lender that asks for one — choose the Full Valuation.

What it can be used for

Order a Desktop Report for

Tracking your property's value

An independent market value for your own planning, a portfolio review or simply knowing where you stand.

Buying a property

Know what the property is worth before you make an offer or exchange, based on what comparable properties have actually sold for.

Selling a property

Set your price expectations on evidence rather than an agent's appraisal before you list.

Mortgage & refinancing

Understand your equity and LVR before you refinance or release equity.

Lender acceptance varies — check with your broker. If your lender needs an inspected valuation, order a Full Valuation.

Report only

Capital gains tax

A dated market value for the ATO — a cost base when a home becomes a rental, an inherited property, or the 1 July 2027 split.

CGT & stamp duty valuations explained →

Report only

Stamp & transfer duty

An independent market value under your state's Duties Act for family, related-party and below-market transfers.

NSW properties need a site visit (+$150). More →

Report only

Legal matters & deceased estates

A market value for executors, solicitors and courts, with the legal framing for the property's state.

For probate and estate administration, the Estate Valuation is purpose-built.

Report only

Property settlement

An independent value both parties can work from in a family law property settlement.

See also the Property Settlement Valuation.

Report only These purposes need the valuer-signed Desktop Report — the AI Desktop Assessment isn't available for them.

Inside the report

Every section a valuer would write.

The Desktop Report follows the same structure as an inspected valuation. Only the site visit is left out — the valuer works from sales evidence, title and council records, listing history and aerial imagery, and signs the report.

  • Market evidence: at least 3 tabulated comparable sales, mapped and analysed against the subject property.
  • Value range: the assessed market value with a supporting range and reconciliation.
  • Date of valuation: current, or a past date you nominate when you order.
  • Purpose-matched statement: the compliance section follows the reason you order for — Duties Act, CGT or general.
  • Independence & signature: signed by a registered valuer with no connection to you or the property.
  • Professional indemnity: fully insured, suitable for tax and legal working papers.

Report contents

  1. Instruction, purpose & basis of value
    Who the report is for, why it was prepared and the definition of value applied.
  2. Executive summary
    The assessed value, range and key facts on one page.
  3. Property identification
    Title reference, zoning, land area and legal description.
  4. Market conditions
    Local sales activity and trends at the date of valuation.
  5. Site & improvements
    The land, the building, its age, size and features.
  6. Highest & best use
    The most probable use the market would pay for.
  7. Valuation methodology
    The approach used and why it suits the property.
  8. Comparable sales evidence
    Tabulated, mapped sales with adjustments to the subject.
  9. Valuation reconciliation
    How the evidence comes together into one market value.
  10. Statutory compliance
    The statement your purpose calls for.
  11. Assumptions, limitations & reliance
    What the report relies on and who may rely on it.
  12. Independence, adoption & signature
    The registered valuer's declaration and sign-off.
  13. Appendices
    How the value was calculated, plus data sources and audit trail.

Ordering for capital gains tax or stamp duty?

See what these valuations are for, when you need one, and whether a Desktop Report or Full Valuation suits your property.

CGT & stamp duty valuations

How We Compare

Desktop Report & Assessment vs. the alternatives

Why hovr is the smart choice for CGT, stamp duty, and professional property decisions.

Feature hovr Assessment (AI) hovr Report (Valuer) Traditional Valuer Real Estate Appraisal
Price From $85 From $185 $400 – $900 Free / Low cost
Turnaround Minutes Next day 3 – 5 days 1 – 2 days
Full Written Report Yes Yes Yes No
ATO CGT Compliant Supporting evidence Yes Yes No — not ATO evidence
Revenue NSW Stamp Duty (S.272) No Yes Yes No — not accepted
Prepared By AI, data-driven Certified Property Valuer Registered Unqualified agent
Comparable Sales Evidence Yes (3–5 comparables) Yes (3–5 comparables) Yes Informal at best
Physical Inspection Required No No Yes Sometimes
Retrospective Dates No Yes Yes (higher cost) No

Pricing is indicative. Traditional valuer fees vary by location and complexity. All prices exclude GST where applicable.

What clients say

Trusted by investors & homeowners

“

Ordered a desktop valuation before listing my investment property. The comparable sales gave me confidence to push the price higher — and it sold at the upper end.

Property Investor

Melbourne

“

My broker needed a written report for a refinance application. hovr had it to me next day, my broker was happy, done.

Homeowner

Sydney

“

I manage 12 properties and use hovr for annual valuations across the portfolio. The quality and turnaround time is consistent every time.

Property Manager

Brisbane

Replace with your real testimonials as you collect them.

Common Questions

Quick answers

Many lenders will accept a Desktop Report for refinancing and equity release, however acceptance depends on the lender, loan amount, and LVR — check with your broker first. The Desktop Assessment (AI) is generally not accepted by lenders in place of a valuer-signed report; if your lender specifically requires a "full" or "kerbside" valuation, the Full Valuation is the right product.

Yes — the Basic AI Assessment is generated by AI with no valuer involved, and delivers a market value estimate in a short written report. Our Desktop Report includes a full professional report: comparable sales analysis, methodology statement, market commentary, and a signed registered valuer certification. Our Desktop Assessment (AI) gives a faster, lower-cost market value estimate with comparable sales, without the signed valuer certification.

No. Both the Desktop Report and Desktop Assessment are conducted entirely from the office using market data, comparable sales, listing history, and property records. This keeps the cost down and the turnaround fast. If a physical inspection is required (e.g. for court or lending purposes), the Full Valuation or Estate Valuation is appropriate.

Not quite — the SMSF Valuation (from $185) is specifically designed for that purpose. It adds a rental income assessment and an explicit SISR Regulation 8.02B compliance statement that your SMSF auditor requires. Neither the Desktop Report nor the Desktop Assessment includes those elements.

Both reflect market conditions at the date of assessment. For most purposes, a Desktop Report or Assessment is considered current for 90 days. After that, a new one is recommended if material market changes have occurred.

Yes. Choose Capital Gains Tax as the reason when you order and nominate the date of valuation — for example, the date you first rented out your home or the date you inherited a property. The report then carries a CGT basis of value and compliance statement. CGT & stamp duty valuations explained →

A Desktop Report suits mainstream residential, commercial and industrial property — houses, units, townhouses, shops, offices and warehouses that are well supported by local sales. For high-value or unique property, such as prestige homes, heritage or architecturally unusual buildings, acreage, rural holdings or specialised assets, order a Full Valuation so the valuer inspects the property.

Yes. Specify your required effective date when placing your order (in the notes field at checkout). For a Desktop Report, our valuers will assess the property using historical comparable sales and market data for that period. Retrospective dates are commonly ordered for property inheritance, change-of-use events, estate administration, and CGT cost-base determination. The report will clearly state the nominated date of valuation.

A Desktop Report is a full written valuation report prepared by a registered valuer without a physical site inspection, using market data, comparable sales, satellite imagery, council records, and listing history. Our Desktop Assessment uses the same data sources but is generated by AI rather than a valuer, at a lower cost. Both are faster and more affordable than a Full Valuation, and suit CGT, refinancing, equity release, pre-sale planning, and most general purposes where a lender-grade physical inspection is not specifically required.

For standard residential properties in well-transacted areas, both are highly accurate — the underlying methodology is the same as a full inspection; only the inspection step is removed. The main limitation for either is that internal condition or features not captured in listings or council records can't be directly observed. For unique, complex, or poorly-documented properties — or where a lender specifically requires a physical inspection — a Full Valuation is more appropriate.

Yes. If your bank's valuation has come in lower than expected — reducing your loan amount, triggering LMI, or blocking a refinance — an independent Desktop Report provides a second, evidence-based opinion from an unaffiliated registered valuer. Your mortgage broker can submit it as supporting evidence to your lender. In some cases, lenders will accept it; in others, it gives you a factual basis to negotiate the purchase price with the vendor. See our guide: What to do when your bank's valuation comes in low →

Ready to order?

Desktop Property Valuation Report or AI Assessment.
AI from $85 — Report from $185.

Independent and evidence-based either way. Choose a Desktop Report, signed by a certified property valuer, or a Desktop Assessment from AI.

Order a Desktop Report or Assessment

  • Full written PDF report
  • 3–5 comparable sales with analysis
  • Certified property valuer signature (Report only)
  • Methodology statement
  • Assessment in minutes, Report next day
Order Now — Assessment from $85 Download Sample Report First

Also available: commercial · industrial · rural

How to order — step-by-step guide
Terms & Conditions
  • hovr acts as an agent connecting clients requiring valuations with valuers operating in the area where the property is located.
  • All valuers on our platform are qualified and must maintain current registration with either the Australian Property Institute (API) or the Australian Valuers Institute (AVI). Governance and independence are key to a fair market.
  • The Desktop Assessment is generated by AI and is not signed or reviewed by a valuer. Where a valuer-signed report is required, choose the Desktop Report option.
  • All information provided by hovr is intended to be general in nature and does not constitute personal financial product advice. Before acting on any information, seek independent financial advice.
  • Full terms and conditions are available via the links in the footer.

Desktop Report / Assessment

Assessment from $85 — minutes

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